At Abundance Finance we’re experts in all forms of mortgage lending both mainstream and the more unusual. If you have a limited company, you could use a limited company mortgage to help you manage your buy to let property portfolio. These products are usually more expensive than having a mortgage in your own name. However, you may be able to make the most of the tax advantages by offsetting your tax costs against your limited company structure.
Limited Company mortgages are not available from mainstream lenders, so many landlords may not have even considered this as an option. The good news is that during recent years, lending in this form has become slightly more accessible with a few more lenders entering this market. This is great news for you as a customer, as this provides you with more choice and therefore offers lower rates too.
Our knowledge in this area is what sets us apart from other mortgage advisers. We will ensure you understand the process and what the lenders requirements are.
We can help in a variety of different company structures such as :
• Limited Liability Partnership (LLP)
• New Special Purpose Vehicle (SPV)
• Existing companies
• Trading companies
Let us help you consider whether setting up a Special Purpose Vehicle (SPV) or a new or existing limited company might be the most tax efficient way of running your buy to let portfolio. Although not mainstream lending, the whole process can be quite simple, especially with a mortgage specialist by your side.
So, talk to us at Abundance Finance, to see if we can help.
